How to Get No Checking Account Pay Day Advance Loans and Have 100 Days to Pay Them Back

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Many of the people who need to get a long term payday loan often run into two challenges.

(1) The first is that they find that many payday loan companies tell them that anyone who wants to borrow money has to have a checking account.

(2) The second is that most online cash advance companies say that anyone who borrows money from them has to repay the money within 14 days.

If you have found yourself in this situation then you would probably like to know that there is are a number of online pay day loan companies that can solve both of these problems.

You can get a long term payday loan and you won’t need a checking account to borrow the money you need. And, once you are approved for and accept your loan, then you can often have up to 100 days to pay it back.

There are a number of payday loan companies online that represent quite a few online cash advance companies, banks, and other financial institutions. When you apply for a cash advance through one of these companies their software searches their database looking for a “best match”.

They take the information you filled out on your loan application and use it to find which of the companies that they work with will give you the lowest interest rates and lend you the most money.

Most Long Term Payday Loan Companies Will Have the Results of that Search for you within 90 seconds

Then, if you like their offer you can finalize the arrangements and the money will be wired to you.

But where will it be wired if you don’t have a checking account?

Simple. It will be wired into your savings account.

60 Minute Paydayis one of the few pay day loan companies that will lend people money if they don’t have a checking account.

Here’s All You Need to do to Apply for Your Short Term or Long Term Payday Loan:

The 60 Minute Payday application is a 4 step process. Figure that it will take you around 15 minutes to fill out the form. All of it is done online, so you won’t have to leave your home.

The first part of the application asks for your  name, address, phone number, etc.

Payday Loan No Checking Account “Secret”

The second part asks for information about where they will send the money. Although this financial institution will only send money to your bank they will send it to either your savings account or your checking account.

Underneath where it says “Account Type”, you’ll see the word “checking.”   If you have a savings account just click on the arrow next to the check mark and you can then choose “Savings” from the drop-down menu.

The third part of this short form is the section that asks you for two references.  You’ll see on the form that they will not call them to qualify you.

The fourth part asks about where you are employed and how you are paid.

After you fill out this information just click on the button that says “Get My Cash Now” and they will quickly review your application.  The 60 Minute Payday software will see if any of the companies they represent will lend you the money you need.

In any case, it doesn’t cost anything to apply and you don’t have to accept any of their offers.

On most days well over 95% of the people who apply for a loan with this company get accepted.

So if you need cash to take care of a short term financial emergency and you would like to have time to repay your loan then this may be what you’re looking for – whether you have a checking account or not.

Most payday loan companies will let you roll over a sort term cash advance and change it into a long term payday loan even if you have very bad credit.  Keep in mind, though, that if you need more than a couple of weeks to repay your loan you will be charged additional interest every time it is rolled over.   This can end up being very expensive.

So, if an emergency comes up and you absolutely must get instant delivery payday loans to put your hands on some money “now” then you may feel good to know that you have this as one of your options. However, because the interest rates can be so high please try to find another way to get the money that you need before you apply for a long term payday loan.